For Sale By Owner

If at any point in the home selling process you need the assistance of a professional real estate agent, we can help you find an agent that is experienced in your type of transaction. But if you have decided to sell your home on your own we would like to help you have a successful outcome to your transaction. From a title perspective there are several items you need to address before you put your home on the market.

 

Marketable Title

In order to convey your property you must be able to provide "Marketable Title". Having a preliminary title commitment that will disclose any encumbrances or defects, which allows you to address them before the sale.

 

Closing

You must determine who will be preparing the closing documents needed to complete your sale once you have sold the property. These documents include the HUD Statement, Escrow Agreements, and the Warranty Deed. This service should be in place before the sale so you will have the proper documents ready.

 

Deposit

You will need a third party to receive the earnest money deposit from the purchaser.

 

Documents

Depending on your transaction, a number of other documents are necessary in order to complete your sale:

 

Sales Contract

  • Sellers Disclosure Form disclosing the condition of the property
  • Based Paint Disclosure Statement
  • Smoke Detector Affidavit
  • Responsibilities of Sellers Under Residential Lead-Based Paint Hazard Reduction Act Disclosure
  • Title Services

 

Once you have sold your home, the following will need to be completed by a title company:

 

  • Validate and prepare payment of outstanding taxes to be charged or credited at the closing
  • Validate and prepare payoffs of outstanding mortgages and/or liens on the property

 

It’s obvious the process of transferring ownership of  your property is not an easy one. Agency Title is here to help you every step of the way and make it as simple as possible. If at any point you are not comfortable completing the transaction by yourself, we will be happy to refer you to a knowledgeable real estate agent.

 

For a list of fees associated with your specific transaction and answers to questions, email us at info@agencytitle.com or contact the Agency Title branch nearest you.

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