For Sale By Owner FAQs

From a title perspective, there are several items you need to address before you put your home on the market. Agency Title is happy to assist with any and all of these steps and services, to ensure a successful sale and closing.


Marketable Title

In order to convey your property, you must be able to provide “Marketable Title”. This means having a preliminary title commitment that will disclose any encumbrances or defects, which allows you to address them before the sale.



You must determine who will be preparing the closing documents needed to complete your sale once you have a buyer for your property. These documents include the HUD Statement, Escrow Agreements, and the Warranty Deed. This service should be in place before the sale, so you have the proper documents ready.



You will need a third party to receive the earnest money deposit from the purchaser.



Depending on your transaction, a number of other documents may be necessary in order to complete your sale:


Sales Contract

  • Seller’s Disclosure Form disclosing the condition of the property

  • Lead-Based Paint Disclosure Statement

  • Smoke Detector Affidavit

  • Responsibilities of Sellers Under Residential Lead-Based Paint Hazard Reduction Act Disclosure

  • Title Services


Once you have sold your home, the following will need to be completed by a title company:


  • Validate and prepare payment of outstanding taxes to be charged or credited at the closing

  • Validate and prepare payoffs of outstanding mortgages and/or liens on the property


It’s obvious the process of transferring ownership of  your property is not an easy one. Agency Title is here to help you every step of the way and make it as simple as possible. If at any point you are not comfortable completing the transaction by yourself, we will be happy to refer you to a knowledgeable real estate agent.


For a list of fees associated with your specific transaction and answers to questions, email us at [email protected] or contact the Agency Title branch nearest you.